John Darer is a Structured Settlement Expert, Settlement Planner and Certified Financial Transitionist

John Darer's Bio:

John Darer is a recognized national authority on structured settlements with over 40 years of experience in financial services and over 30 years in the structured settlements and settlement planning industry. John Darer is a good listener, collaborator and co-creator. John Darer is recognized as a 2025 A.M. Best Client Recommended Structured Settlement Expert and holds 8 professional designations Master Structured Settlement Consultant (MSSC), Certified Structured Settlement Consultant (CSSC), Registered Settlement Planner (RSP) and Certified Financial Transitionist (CeFT), Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Certified Insurance Fiduciary (CIF) and Certified in Long Term Care (CLTC) and is a passionate believer in lifelong learning. John Darer provides comprehensive financial and settlement consulting and settlement solutions in conjunction with the settlement and resolution of all types of claims and litigation and transitional financial planning for those experiencing Sudden Money events, as part of a community of practice. Settlement consulting services may include pre-settlement transition planning, wealth orientation, comprehensive settlement planning, mediation/negotiation strategies, structured attorney fees and attorney fee deferred compensation, structured settlement broker, structured Medicare Set Aside arrangements, implementation of annuity and non-annuity alternative periodic payment recovery management solutions and New York CPLR Articles 50A and 50B Judgment calculations, analysis and projections. Related services provided by John Darer include life insurance, joint and survivor (second to die) life insurance, life settlements, disability insurance, long term care solutions and Medigap coverage. John Darer holds and maintains insurance licenses in New York, Connecticut, New Jersey, AK, AL, AZ, CA, CO, DE, FL, GA, HI, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OR,  PA, SC, SD, TN TX, RI, VA, VT, WA, WI, WV. and the District of Columbia and a life settlement license in CT. John Darer was a Certified Background Checked member of National Ethics Association (NEA) for 2 years. At the end of December 2024, the NEA announced to its members that it was ceasing operations in February 2025. National Ethics Association contracted with Sterling Background Check to perform this service for NEA members each and every year.. Last updated February 2, 2025

John Darer's Experience:

  • Producer and Host at Tallking Settlement™

    June 2016 - Present | Stamford, CT

    Creator, producer and host of new educational and legal talk show covering all things settlement. Develop and deliver podcast commentary and interviews distributed through a wide variety of online platforms such as YouTube, Facebook, Twitter, Vimeo and other social media

  • President at 4structures.com®, LLC

    February 2000 - Present | Greater New York City/ Stamford CT

    Structured settlement consulting, settlement planning and Sudden Money® Transition expertise, structured attorney fees, divorce structured settlements, long term care solutions, life and viatical settlements, structured installment sales, life insurance, disability insurance A.M. Best Client Recommended Structured Settlements Expert Service Provider 2024 (12th straight year) Better Business Bureau Accredited A+ rating for over 19 Years, representing every year that 4structures.com LLC has been a member. https://4structures.com

  • Featured Structured Settlement Expert Commentator at Legal Broadcast Network

    September 2009 - April 2016

    Developed and delivered video podcast commentary and opinion on matters of the day relating to structured settlement, settlement planning and litigation recovery distributed through the Legal Broadcast Network (LBN) platform, The Settlement Channel, You Tube and a variety of other new media and social media platforms. Developed content and appeared in over 85 video podcasts.

  • Registered Representative and Investment Adviser Representative at MML Investors Services, Inc.

    2009 - 2011

    Series 7, 66 of and offered securities and investment advisory services. Securities admssions: CT, NY, NJ. TX.

  • Financial Consultant/ Financial Adviser at Northwestern Mutual Life/NMIS, LLC

    June 1983 - April 2009 | New York, NY, and Stamford, CT

    Financial Representative with NML and Financial Adviser with Northwestern Mutual Investment Sevices, LLC

  • Consultant at Summit Structured Settlements

    June 1999 - February 2008

    also 11-2015-1/2020

  • Senior Vice President at Sheerin Corp

    December 1994 - June 1999 | New York City Metropolitan area

    Structured settlement brokerage

John Darer's Education:

  • The Ethical Edge, Inc,

    2023 – 2023
    Certified insurance Fiduciary (CIF)

  • Financial Transitionists Institute, a division of the Sudden Money Institute

    2016 – 2017
    Certified Financial Transitionist (CeFT)
    Activities: John Darer is one of only two CeFT holders in the structured settlement and settlement planning industry. Holders of the CeFT are certified financial professionals who are trained, continue to study and experienced in understanding how life transitions change financial situations. They have also received at least one other highly respected designation such as the CFP, CIMA, ChFC, CDFA, CPWA, CPA/PFS, or CFA. CeFTs have the comprehensive knowledge and skills necessary to guide clients through a variety of transitions. When they meet with clients, CeFT holders show empathy and know how to listen carefully to their unique needs and emotions so they can make appropriate recommendations.

  • University of Notre Dame

    1995 – 2015
    CSSC and MSSC
    Concentration: NSSTA Certified Structured Settlement Consultant and Master's Certificate in Settlement Consulting- in conjunction with UND Executive Programs
    Activities: CSSC 1995 MSSC 2015 { course work completed 2014 and research paper published 2015]

  • Texas Tech University

    2007 – 2008
    Activities: Graduate Level Courses prequisite to the Registered Settlement Planner (RSP)professional designation

  • The American College

    1991 – 1991
    ChFC designation
    Concentration: Chartered Financial Consultant Professional Designation
    Activities: Bryn Mawr, Pennsylvania

  • The American College

    1990 – 1990
    CLU Designation
    Concentration: Chartered Life Underwriter Professional Designation Program
    Activities: Bryn Mawr, Pennsylvania

  • Syracuse University Martin J. Whitman School of Management

    1979 – 1983
    Bachelor of Science
    Concentration: Marketing
    Activities: Syracuse, New York 13210 Sigma Alpha Mu Fraternity, Eta Chapter

  • Westhill High School

    1975 – 1979
    Activities: Stamford, Connecticut 06902

  • City of London School

    1970 – 1975
    Activities: London England EC4

John Darer's Interests & Activities:

John Darer enjoys building and maintaining lasting friendships, exchanging ideas, witty banter, golden retriever videos, marketing, boating, Golf, Travel, Movies, Gourmet Cooking, Chelsea FC, Nutrition, Music, Blogging, History, DJing and channeling those talents into theme music for dinners and helping runners do better with tailored musical accompaniment, Learning new things, Music, Theatre, Making commercials and writing engaging copy, Cloud Art spotter and photographer. of sunsets and sunrises